Twenty Something and Starting

Passive Income versus Active Income

dboerrigter@hotmail.com (Tijdzhania) — Sun, 20 Jul 2008 12:02:32 PST

I've been missing in action since early June because I feel a little as tho0ugh we are on autopilot with our finances at the moment. In the next few months I expect to receive a tax deducted reimbursement from my work for my bike that I brought to ride to work ( +/- 850 EURs) and my...

Net Worth Update

dboerrigter@hotmail.com (Tijdzhania) — Sun, 08 Jun 2008 02:18:30 PST

Since I started tracking our net worth I have become more accurate and regular with the updates. The month of June will be the first month that I am able to compare my current net worth with 1 year before. I am happy to report that my net worth has increased by 10,788 EUR since 1 year...

Renting a Treadmill

dboerrigter@hotmail.com (Tijdzhania) — Sat, 10 May 2008 08:55:37 PST

Ever since I starting working an office job at age 22, I have been piling on the pounds. So I recently took the decision to start getting more exercise. Now the cheapest option would be for me to either exercise outside or going to my company's gym. However as both entitle my very...

Clearing out some Clutter

dboerrigter@hotmail.com (Tijdzhania) — Mon, 05 May 2008 13:00:35 PST

I have made an appointment with our garbage collection company to come and pick up several larger items which we can no longer use and which have been sitting around our appartment collecting dust. I've noticed a wave of blogs about de-cluttering and simplifying your life in order...

Thank-you!

dboerrigter@hotmail.com (Tijdzhania) — Sun, 04 May 2008 05:57:56 PST

Thank-you to those you have voted on my contest entry "10 things I wish I had known before I moved out of my parents house"! I am trying to work on my written communication as I have had to start doing quite a lot of it in my new job. I never used to have to worry so much about what...

10 Things I wish I had known before I moved out of my parent's house.

dboerrigter@hotmail.com (Tijdzhania) — Fri, 02 May 2008 13:23:13 PST

I moved out of my parents house to live with my boyfriend with only 1800 EURs to both our names. We both had fulltime jobs but that did not prevent us from getting off to a very rocky start. We lived in a one bedroom hole in the wall with a matress on the floor to sleep on and our...

Debating the overtime question

dboerrigter@hotmail.com (Tijdzhania) — Fri, 02 May 2008 12:56:00 PST

I worked during a bank holiday this week and am still debating whether to take the money or the days off. I've already handed in quite a few holidays days in the last year and feel I could do with the days off instead.
I'll need to think about this one.

Dealing with the Hunger 3

dboerrigter@hotmail.com (Tijdzhania) — Thu, 01 May 2008 15:15:33 PST

Having posted 2 rants on this issue in the last few days, I am already feeling better about this issue and writing it out has also started help me understand that the problem does not lie with me but with Emma. One of the things that has become very important to me in the last few...

Super Rich: The Greed Game

dboerrigter@hotmail.com (Tijdzhania) — Thu, 01 May 2008 08:50:21 PST

I came across this documentary explaining the lead up to the current financial down turn. It is a UK documentary but it may be interesting to people in America as well as it talks about the crisis on a Global level.

http://bestdocumentaries.blogspot.com/2008/04/super-rich-gre...

Dealing with the Hunger 2

dboerrigter@hotmail.com (Tijdzhania) — Thu, 01 May 2008 07:27:40 PST

This post is a follow on in my personal rant series in which I am trying to understand and let go of the frustration of dealing with a colleague so hungry for sucess that it seems she will do anything for it.

So last time I left off with the first incident that occured between me...

Change in Annual Pension Overview

dboerrigter@hotmail.com (Tijdzhania) — Wed, 30 Apr 2008 12:17:16 PST

Yesterday I received my annual pension overview from my employee's pension and I was shocked at the difference in the estimated end value from last year's estimate.

2006 estimated value: 297,636.91
2007 esitmated value: 195,572.63

Over 100 thousand difference. Then I read on...

Dealing with the Hunger

dboerrigter@hotmail.com (Tijdzhania) — Sun, 27 Apr 2008 11:56:00 PST

The title of this post refers to the hunger for success, and alludes to a situation I have been dealing with at work and am having a hard time letting go. I feel that I need to understand the situation before I can let it go and therefore I will start recording this issue in this blog...

Positive Net Worth for the First Time

dboerrigter@hotmail.com (Tijdzhania) — Sun, 27 Apr 2008 01:40:06 PST

I'm doing a little celebratory dance right now as our net worth has finally reach the golden positive numbers. WOOHOO!!!

We still have my student loan debt, however, we now have more assets than liabilities and can really start aiming to build on our current financial foundation....

Year to Date Goal Tracking

dboerrigter@hotmail.com (Tijdzhania) — Sun, 06 Apr 2008 04:05:07 PST

Last month I started tracking my progress against my financial goals for this year against a monthly scale. As I have set several goals in different areas of saving and am aiming to achieve these goals in order of priority, I find this a much easier way to measure my progress. How...

0 balance on CC

dboerrigter@hotmail.com (Tijdzhania) — Sat, 05 Apr 2008 10:30:17 PST

We have finally paid off our CC in full WOOHOO. Below is the beautiful sight that I saw when I checked out CC balance online today, with all personal information removed.

I was aiming to have this baby paid off in March'08, however due to life happening the pay off date was...

Celebrating the baby steps

dboerrigter@hotmail.com (Tijdzhania) — Fri, 21 Mar 2008 14:41:25 PST

This week I only had to pay for my own lunch at work 1 day as I was treated to lunch by the company for the other 3 days. The company was closed Friday so I was at home today for lunch.

We seem to have cut back our spending unintentionally this month as after all the bills are...

Documentary: Affluenza

dboerrigter@hotmail.com (Tijdzhania) — Tue, 11 Mar 2008 09:24:43 PST

While reading someone else's blog today I came across the below documentary which I would like to share with you all.

http://www.youtube.com/watch?v=b-dib6hSlcU

I am wondering if we ever did reach the 15%?

2008 seems to be a bad year....

dboerrigter@hotmail.com (Tijdzhania) — Mon, 10 Mar 2008 10:41:28 PST

So far 2008 has been throwing sh*t at us and most of it is sticking(excuse my language).

If I read around the blogs I get the general feeling this year hasn't started out very good for many people. Please feel free to leave your comment at the bottom of this post to let me know...

Pension Contributions

dboerrigter@hotmail.com (Tijdzhania) — Sun, 02 Mar 2008 11:41:57 PST

Today I came across a blog of a couple that were both in their late twenties which caught my interest as there are relatively few young people who blog about their personal finances. However, the similaritites between my situation and this couple ended there, as they seemed to be so...

Mad March Plan

dboerrigter@hotmail.com (Tijdzhania) — Sun, 02 Mar 2008 09:29:49 PST

It is only 2 days into the month of March and all my financial plans for this month have already gone up in smoke. Mostly because I always count my financial month starting from the day I am paid which is the 25th of February, rather than the start of the calendar month. Also because...