Today I came across a blog of a couple that were both in their late twenties which caught my interest as there are relatively few young people who blog about their personal finances. However, the similaritites between my situation and this couple ended there, as they seemed to be so much further with their savings and in particular their retirement savings seemed to be the most important part of their current financial situation. They were saving a little over 20K a year towards their retirement to reach a goal of 3M at retirement. Even then they seemed to be seriously doubting whether or not that would be enough for them to retire on comfortably at 65.

This extreme difference between their view on their savings and my own, lead me to realise that everyone is different when it comes to their personal finances. My BH and I want to save a decent amount for retirement, but are not willing to go without everything in order to save for it. Whereas some of the happiest people on this site did just that and have succeeded in retiring at a very young age. However, if I was to aim for the same goals that this couple were, I'd be in a constant state of panic as the goals are literally unobtainable for us. So rather than slide into a downward spiral into depression about the state of our finances and inparticular our retirement savings when compared to these supersavers, I am going to take responsibility for our choices and aim for an attainable goal given our circumstances. That is the only way that I can ensure we both maintain a healthy state of mind.

In this case, I choose not to keep up with the Joneses, but I do wish them the best of luck!