My BH and I were both paid on Friday, which means I have been able to transfer the amount I budgetted to pay off CC debt to our CC. 1200 EUR in total for this month ( roughly 350 of which was reflected in January's net worth update as that money was saved from January's budget and the rest shows on Feb's net worth report). This payment has meant we have surpassed 2 important (mini) goals that I had set for us.

1) Our total debt is now below 10,000 EUR

2) Our net worth is higher now that it has been since I started calculating it.

Both of these mini goals are not very spectacular in the grand scheme of things, but it makes me happy because I feel like we are definately moving in the right direction. It also makes me have hope that soon we would have a positive net worth.

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On another note, I found out today that the gas/electric company had already been by to read our meters. One of our neighbours must have let the meter person in to read our meters. I expect to hear from the company in mid-Feb, when they will send me the final bill for 2007-2008. I am hoping for some good news and that our monthly bills go down *fingers crossed*.

This year was the first year BH and I had to pay for gas and electricity, as in our previous apartment those costs were calculated as part of the rent. When we gave our initial readings through to the company, they carried out some calculations to estimate our annual usage and then based the monthly bills on those calculations. I know that we have used about half of the gas that they predicted (this is the most expensive part) and 3 times the amount of electricity (ouch, we definately need to re-assess this.), so I am really not sure which way the bills will go. It be nice to get some money back and have our monthly bills reduced, but I'm not sure. I'll just have to wait and see, at least I know now that the wait will not be for much longer.